sustainability

It’s not Monday, it’s your job

Let’s get one thing straight. Mondays should be hectic. They should be busy, exciting, productive, chaotic at times and fulfilling the rest. If you’re spending Sunday night curled up on the couch dreading the next day, then maybe you should be taking a look at how you can change that (without blaming it all on your job).

Have you ever thought that maybe it’s not the end of the weekend you’re lamenting, but the start of your working week?

Sure, there’s an inherent belief that Mondays tend to be the worst day of the week – that’s something that has been ingrained in us since we were old enough to go to school. But at Nimble, we think Mondays are another chance for us to make a positive change in someone’s life and to do what we love for (at least) 8 hours a day.

If you’re one of the lucky ones spending your days in your dream job and just have the occasional bout of Monday-itis, then here’s our top 3 quick fixes to aid your Monday blues:

  1. Mix it up with walking meetings – you’re blocking out the time to have a catch up anyways, why not do it in the great outdoors rather than the stuffy office meeting room? Catch a tan, get your day’s cardio in and get your ticker pumping.
  2. Instead of taking a creative break and cruising Facebook for 20 minutes, why don’t you take a stroll over to the kitchen, grab a glass of h20 or have a friendly chat to your favourite colleague? Or drum up a singalong in your team by sharing your favourite playlist on Spotify.
  3. Go outside for lunch. Try bringing your own (BYOL – see what we did there?) and keep it fresh with healthy salads, wraps, sangas or trusty leftovers. Forgotten your lunch? No biggie. Walk an extra few metres and try the new joint up the road rather than the unhealthy (easy) cafe option next door. Trust us, you will be buzzing with creative energy after a little break outdoors and your boss will be frothing over all the productivity!

Do you hate the work that you’re doing? Sure, if your job is making you wildly unhappy for a myriad of reasons, then maybe it’s time for a change – you never know, your dream job might just pop up when you least expect it!

The information contained in this blog is correct at the date of publication.

Thankyou Group

Yeah, we think we scrub up alright.

Just by munching on some delicious muesli bars* and washing our hands with some yummy soap, we’ve helped almost 57,000 people this month. No biggie.

It’s hard to imagine that every time you choose a brand of hand wash you’re impacting the earth in a positive or negative way.

Well, the team at Nimble has made that our reality. Cue: Thankyou®.

As part of the Nimble Community initiative, our team of eco- and social-injustice warriors have changed up the products we’re using on our skin and feelin’ pretty darn good about it, too.

So far, from changing something as easy as the brand of handwash we’re scrubbin’ up with or the muesli bars we eat at morning tea, we’ve contributed to helping:

  • Food projects for 56,817 people in Darfur, Sudan
  • Health projects for over 100 people in Matangani, Zimbabwe

It feels awesome to know that every time we wash our hands, we’re helping fund social and economical change in developing nations. (Let’s not forget that the Thankyou®  stuff makes our job pretty easy.)

We love partnering with awesome Aussie businesses doing epic things worldwide.

*Note – we have since ordered 20 more boxes of these because we can’t get enough!

Dad’s not getting socks this year

Do you want to get your dad something a little more exciting than foot warmers for Christmas?

Buying gifts for your family is hard enough, but buying on a budget can be a little bit tougher. And now that we’re into September (really? Already?!) you might want to start thinking about spreading your Christmas cheer.

We’ve come up with some simple pre-Christmas strategies to make sure your family gives you extra servings of Christmas ham after they open their pressies:

Put a little money aside each week (or each time you get paid) into a separate account and use that to pay in bulk for presents for your loved ones. Even if it’s only $10 a week, you’re still taking a proactive approach to saving!

Buy your presents intermittently throughout the year leading up to Christmas. Not only do you miss out on the crazy pre-Christmas shopping hype and massive crowds, but you can also shop for presents when sales are on (plus, who doesn’t love being super organised?!).

Have a plan of attack for when you do eventually hit the shops. There’s nothing worse than wandering aimlessly through the millions of people Christmas shopping. Make a list and only buy exactly what’s on there. Put a maximum price next to the gift so you don’t blow your whole budget on one present.

 

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If you’re on the lookout for some DIY and low cost fun, here’s some cool, cheap gift ideas for family (no socks in sight):

  • Experience-based presents work a treat. Shout Dad a game of golf – the benefits are endless! You get him a rad present and you get to spend some quality time with your old man.
  • Get your creative pants on and invest in a candle-making kit to melt wax in old teacups or one-off vintage cups from St Vinnies. They look and smell delicious!
  • Bake all the things! Baking someone their favourite cupcakes or cookies will show how much you know them and they might just share the treats with you (hint hint)!
  • Notebooks and pens have come a long way since high school. Decorate pages of a diary with photos, quotes and reminders of the person you’re buying for and then they’ll be enjoying your present all year long.

Chocolate muffins on the table

Shop online! Some of the best / weirdest / most awesome presents can be found on the old world wide web. We’ve done the research and found some winners so you can shop around and save:

Whatever you do, remember Christmas is first and foremost about spending time with family and friends so don’t get too ‘wrapped up’ (Dad joke in the spirit of this article) in the money side of things.

 

The information in this blog post is general information only and does not take into account your objectives, financial situation or needs. The information in this blog post is not intended to imply any recommendation, endorsement or opinion by Nimble about any financial or non-financial product. Nimble does not recommend or advise on the suitability of a product or suggest or imply a recommendation to buy, sell or hold a particular product. This blog post is for information purposes only.

Tips for a great road trip on a budget

Going on a road trip is a classic travel archetype that many people dream of doing. Packing up your belongings to fit in a car and hitting the open road can be a spirited and freeing way to see the place you’re in. While often a more economical travel method, costs can still be high and with rising petrol prices, costs can be downright exorbitant. Here are a few tips on having the best possible road trip while sticking to a budget.

Use applications

While this seems like it may defeat the purpose of unplugging and driving along the country, there are so many different (and useful!) applications for finding free camping, attractions and cheap petrol. You can also use these to map out traffic patterns so that you can avoid detours or traffic jams (did we mention saving money on petrol?). Wiki camps is a great application that tells you the closest picnic grounds, camping, even BBQ sites nearby that cost little or no money. The technology is there, you just need to use it to save yourself some time and money while you’re hitting the road.

Go green and go reusable

In addition to leaving less of a carbon footprint in the world, using reusable tools at home will save you lots of expenses in the long run. If you can, purchase a water bottle with a built in filter so that you can fill up wherever you are. Bring along your favourite reusable coffee cup (hello KeepCups) so you can cut down on cardboard while you get your caffeine hit. Definitely scrap the paper plates and plastic utensils and bring a picnic set for each person in the car.

Picnic for twoBuy food, keep food

Always keep food in the car so that if hunger strikes, you don’t necessarily have to eat at the petrol station, unintentionally wasting money on food that probably won’t be the best anyway. Every time you are near a grocery store, just restock these items and you’ll always have something to nibble on in the car. The best non-perishable items for road trips are: cereal, dried fruit, peanut butter, wraps, bread, canned tuna, pasta, couscous, or the old faithful, trail mix and nuts.

Don’t waste fuel!

Petrol is probably going to be your biggest cost next to accommodation and there are so many ways you can prevent wasting fuel in your car:

  • Be sure your tyres are properly inflated. Slightly deflated tyres can decrease fuel mileage.
  • Pack light. The more weight in your car, the worse your mileage will be.
  • Maintain a steady speed. Use cruise control on the highway to help maintain consistent speed.
  • Avoid rapid acceleration and braking, which uses more fuel.
  • Park your car and walk whenever possible if you want to explore an area.

By following just a couple of these tips you can make your road trip friendly to almost any budget. A cheap road trip is on the horizon – just be responsible, plan carefully, budget your money and you will have a truly enriching experience. Oh, and don’t forget to make a playlist…music is of great importance!

Will Norquay is part of the team at Stayz. He’s a  great travel and photography lover. He likes to discover new places and eateries around Australia and share his experiences and stories with other travellers.

The Nimble Member Survey Winners

Thanks to over 9,000 of you (wow!) for taking the time to fill out our Nimble Member Survey in June.

We love hearing about how you like to spend your money, what makes you tick and how Nimble can make your life easier.

We love surveys because it’s an easy way to check in with our members and make sure we’re constantly delivering a great Nimble experience.

We recently asked a group of our members to tell us a bit more about why they like using short term loans and what sets Nimble apart from competitors. We received some great responses!

To sweeten the deal, we even gave away 2 x $500 Flight Centre vouchers and 8 x Coles Myer vouchers to our lucky members who gave us the best answers to, “What one message would you give to government around the regulation of short term loans?”

Here’s what our winners had to say:

“Short term is climbing Mt Kosciusko and long term is Mt Everest. Keep it small, manageable and realistically achievable.”

– Rebecca H, NSW

 

“People run into unforeseen financial issues from time to time. Short term loans, when understood, are a viable option to bridge the gap.”

– Jared M, NSW

 

“Let people feel the responsibility of repaying at a manageable rate rather than take out credit cards that spiral out of control.”

– Laura E, VIC

 

“The cost of living in Sydney is becoming hard enough as it is, life throws curveballs and unexpected bills.”

– Matthew H, NSW

 

“Short term loans help out families in a short, one off unexpected situation. These loans are easy to manage and paid off faster.”

– Morgan E, NSW

 

“Perhaps offer people financial counselling if there is an identified pattern of a person taking out short term loans.”

– Amanda A, VIC

 

“Make them as transparent as Nimble. Ensure all charges as repayment costs are upfront and clear.”

– Nyssa M, SA

 

“Provide young people with education around managing finances rather than restricting people’s choices.”

– Kamal M, NSW

 

“Less debt and easy to repay in full. It’s quick and easy. This should be the new way of the credit card.”

– Gabrielle P, QLD

 

“I’d make sure there is more regulation so that people can’t get several short term loans from different places at the same time.”

– Zoe T, NSW

 

A huge thanks to everyone who completed our survey.

Stay tuned for more opportunities to get involved!

Nimble’s Daily Habits: KeepCups over Disposable Cups Everyday

Did you know that it’s Plastic Free July?

This made our choice for this month’s Daily Habit change a bit of a no brainer…

On the 1st of July, every staff member at Nimble got a KeepCup. This means there will be no more disposable cups filling up our Nimble bins, and that’s a lot of cups – as we do love our coffee!

Here are our top reasons for becoming KeepCup reusers:

  • Every minute, over one million disposable cups are discarded into landfill
  • When compared to the disposable cups, using KeepCups reduces landfill by at least 99% every year
  • Half of the plastic used in the world today is for single use disposable items

If that’s not enough to get you to make the change too, head to the KeepCup website – you’ll never look back. You can even design your own KeepCups here.

Here’s how the transition went down at Nimble:

Nimble’s Daily Habits: Organic and Fair Trade Coffee Anyone?

This week Nimble launched an internal initiative called, Daily Habits. Through Daily Habits, the Nimble team will be working together to make more sustainable and environmentally friendly choices in our day-to-day work.

 

Our first change that we made this week was making the swap from supermarket purchased, brown-water-esque coffee to deliciously ethical coffee beans from Toby’s Estate. It’s Organic, it’s Fair Trade and it tastes good in the mouth as well as the heart.

 

Why choose Fair Trade?
Did you know that 90% of the world’s coffee production takes place in developing countries with the top three producers being Brazil, Vietnam and Cambodia? Working conditions in the coffee industry have often been described as ‘sweatshops in the fields’.
By choosing Fair Trade, we help the change by providing the growers in these developing countries better working conditions and a higher cut of the profit. 

 

 Why choose Organic?
Organic coffee means that it is grown without using any synthetic fertilisers or pesticides and without the aid of any genetically modified organisms. It also benefits the environment. With no chemicals being used in production, processing or packaging – it does not pollute the environment.
By choosing Organic, we are making positive changes to our own health as well as preserving the environment.

 

If you’d like to make the same change, we highly recommend the Fair Trade and Organic range at Toby’s Estate found here.fto_blend_1_1