budget

Great Weekend Activities for the Kids on a Budget

Finding activities to do with the kids on the weekend doesn’t have to cost an arm and a leg – or your sanity!  Here are some of our favourite indoor and outdoor activities that will keep the kids busy and be a whole lot of fun too, even if you’re on a budget.

INDOOR ACTIVITIES

Whip up a kitchen masterpiece

Teach the kids a thing or two about food, nutrition and cooking by spending a few hours in the kitchen together. If you often find yourself short for time during the week, you might even like to get a head start on meal prep for your dinner ideas for the week or lunchbox snacks that the kids can enjoy later. Get busy mixing and stirring, pouring and chopping – and don’t forget the good old lick of the spoon (for quality control of course)! As a reward, sit down and enjoy the tasty treats you’ve created.

Take it to the next level: Book the kids into some cooking classes. They will help to refine their cooking skills, allow them to learn more about nutrition and produce, mingle with other kids their age and express themselves creatively.

Release the artist within

Allow the children to let their imaginations run wild with some DIY arts and crafts. Not sure where to start? We recommend storing recyclable packaging in the lead up to the weekend such as egg cartons, milk bottles, cereal boxes and newspapers. Grab some masking tape, stickers, crayons, glitter (if you’re game) and more and see what masterpieces the kids can come up with. If you have some larger moving boxes handy you might even like to work on building a car, spaceship or any other mode of transportation you like for future playtime – the sky’s the limit! This is a great one for rainy days.

Take it to the next level: Enrol in a term of art classes. Not only will the kids be guided by an experienced teacher but they will have access to more materials and be able to get the messy bits out of the way while they’re out of the house!

Rally the troops for games night

A fantastic way to bring the family together without spending a fortune is to hold a games night. Classics such as Monopoly, Battleship, Guess Who and Uno are good ones to start with, and can be purchased without draining the savings too much on a visit to your local Big W, Kmart or Target. So what are you waiting for? Dust off your favourite board games and set of cards and get playing!

Take it to the next level:  Purchase a game console such as Xbox, or Playstation and some family friendly games. The big and little kids in your house will love this one, especially when the weather keeps you indoors.

OUTDOOR ACTIVITIES

Take a walk on the wild side

Put on your walking shoes and explore the great outdoors by going for a hike together. National parks are a great place to start, typically offering a few trails of varying lengths, conditions (i.e. pram friendly) and difficulties so you can find one that suits your needs. Refuel after the journey with a pre-packed picnic or bringing along ingredients and utensils for a barbecue if there are facilities you can use there.

Take it to the next level: Set yourself up with all the camping essentials such as a new tent, sleeping bags, cooking equipment and more and go for a long weekend away.

On your marks, get set – GO!

Revive the classic races from your primary school sports days such as the egg and spoon race or the three-legged race by holding your very own mini sports carnival. Use your own backyard if you’ve got the space or head down to your local park. This one is a great way to get the kids out of the house, especially for birthday parties or when they have friends over to play. Medals and certificates for each participant will make everyone feel like little champions for taking part in the festivities.

Take it to the next level:  Play a few rounds of mini golf or bowling, discover Go Karting or chase each other around at Laser Tag! There’s loads of different activity centres out there for children of all ages to enjoy.

Ride on two (or four) wheels

Get a good dose of vitamin D and fresh air by pulling out your favourite set of wheels and going for a ride on your local bike path.  Bring the bike, scooter, rollerblade or skateboard and necessary protective gear. Packing some snacks for pit stops along the way isn’t such a terrible idea either for treating hungry bellies.

Take it to the next level: Spoil your little ones with a new set of wheels. Not only is it great for getting them outside but it’s a fantastic way to get moving and spend time together as a family.

Wondering how to get money fast? Nimble loans could be a good option for you and your sanity with keeping the kids busy! Offering small loans for your short-term entertainment needs. Still looking for more ideas? Check out this blog post for some great holiday activities for kids.  

Quick heads up: 

The information in this blog post is general information only and does not take into account your objectives, financial situation or needs.

The information contained in this blog is correct at the date of publication.

Larger loans, longer schedules.

Need a bigger loan?

Woo hoo! We’ve got some awesome news to start your week…

You might notice some pretty radical changes ‘round here.

Actually, people have been asking for them for a while now, so we sat up, took notice and knuckled down to bring them to you.

So without further ado, here they are…

Firstly, now you can request up to $5,000*.

If the money is for something bigger, like booking your next overseas trip, it could come in handy – and you won’t be married to a lifetime of debt (hello, Europe).

Europe

Secondly, a lot of people have said they want more flexibility in their repayments.

So when you set up your next loan, before you confirm it, you can extend your schedule to make the repayments a bit smaller*. Find the perfect balance of comfortable repayments with smaller instalments, while still being able to pay your loan off fast, and get on with your life.

Want more info?

We’ve broken up our loan types into two:

Small Loans

  • Loan amount: $100 to $2,000
  • Loan term: from 62 days up to 1 year
  • Fees and charges: If the principal amount you borrow is between $100 – $2,000 you’ll pay: 

        – Establishment fee: up to 20% of the principal amount

         – Monthly loan fee: up to 4% of the principal a month

Medium Loans

  • Loan amount: $2,001 to $5,000
  • Loan term: from 62 days up to 2 years
  • Fees and charges: If the principal amount you borrow is between $2,001 – $5,000 you’ll pay:

        – Establishment fee: up to $400

        – Interest charges based on the Annual Percentage Rate (APR): 39.20%

        – Comparison Rate**: 56.60% p.a.

The stuff you should know about our new Medium Loans:

**This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Nimble does not offer loans for $2,500 over a term of 2 years.

See our full Fee Statement for fee details, including fees that may apply if you don’t make your payments as scheduled after you sign the loan contract.

The really awesome news:

So next time you apply for a Nimble loan, you’ll have more options. Request more money. Make your schedule a little longer, or keep it all the same. It’s totally up to you.*

Need some money? Try it out for size: www.nimble.com.au/  

 

 

*Loans are subject to meeting Nimble’s lending criteria and suitability checks. Approved borrowers may be eligible for a loan from $100 up to $5,000.   Borrowers approved for a Small Loan are only eligible to borrow up to $1,600 on their first Small Loan.

The information contained in this blog is correct at the date of publication.

It’s not Monday, it’s your job

Let’s get one thing straight. Mondays should be hectic. They should be busy, exciting, productive, chaotic at times and fulfilling the rest. If you’re spending Sunday night curled up on the couch dreading the next day, then maybe you should be taking a look at how you can change that (without blaming it all on your job).

Have you ever thought that maybe it’s not the end of the weekend you’re lamenting, but the start of your working week?

Sure, there’s an inherent belief that Mondays tend to be the worst day of the week – that’s something that has been ingrained in us since we were old enough to go to school. But at Nimble, we think Mondays are another chance for us to make a positive change in someone’s life and to do what we love for (at least) 8 hours a day.

If you’re one of the lucky ones spending your days in your dream job and just have the occasional bout of Monday-itis, then here’s our top 3 quick fixes to aid your Monday blues:

  1. Mix it up with walking meetings – you’re blocking out the time to have a catch up anyways, why not do it in the great outdoors rather than the stuffy office meeting room? Catch a tan, get your day’s cardio in and get your ticker pumping.
  2. Instead of taking a creative break and cruising Facebook for 20 minutes, why don’t you take a stroll over to the kitchen, grab a glass of h20 or have a friendly chat to your favourite colleague? Or drum up a singalong in your team by sharing your favourite playlist on Spotify.
  3. Go outside for lunch. Try bringing your own (BYOL – see what we did there?) and keep it fresh with healthy salads, wraps, sangas or trusty leftovers. Forgotten your lunch? No biggie. Walk an extra few metres and try the new joint up the road rather than the unhealthy (easy) cafe option next door. Trust us, you will be buzzing with creative energy after a little break outdoors and your boss will be frothing over all the productivity!

Do you hate the work that you’re doing? Sure, if your job is making you wildly unhappy for a myriad of reasons, then maybe it’s time for a change – you never know, your dream job might just pop up when you least expect it!

The information contained in this blog is correct at the date of publication.

Thankyou Group

Yeah, we think we scrub up alright.

Just by munching on some delicious muesli bars* and washing our hands with some yummy soap, we’ve helped almost 57,000 people this month. No biggie.

It’s hard to imagine that every time you choose a brand of hand wash you’re impacting the earth in a positive or negative way.

Well, the team at Nimble has made that our reality. Cue: Thankyou®.

As part of the Nimble Community initiative, our team of eco- and social-injustice warriors have changed up the products we’re using on our skin and feelin’ pretty darn good about it, too.

So far, from changing something as easy as the brand of handwash we’re scrubbin’ up with or the muesli bars we eat at morning tea, we’ve contributed to helping:

  • Food projects for 56,817 people in Darfur, Sudan
  • Health projects for over 100 people in Matangani, Zimbabwe

It feels awesome to know that every time we wash our hands, we’re helping fund social and economical change in developing nations. (Let’s not forget that the Thankyou®  stuff makes our job pretty easy.)

We love partnering with awesome Aussie businesses doing epic things worldwide.

*Note – we have since ordered 20 more boxes of these because we can’t get enough!

Dad’s not getting socks this year

Do you want to get your dad something a little more exciting than foot warmers for Christmas?

Buying gifts for your family is hard enough, but buying on a budget can be a little bit tougher. And now that we’re into September (really? Already?!) you might want to start thinking about spreading your Christmas cheer.

We’ve come up with some simple pre-Christmas strategies to make sure your family gives you extra servings of Christmas ham after they open their pressies:

Put a little money aside each week (or each time you get paid) into a separate account and use that to pay in bulk for presents for your loved ones. Even if it’s only $10 a week, you’re still taking a proactive approach to saving!

Buy your presents intermittently throughout the year leading up to Christmas. Not only do you miss out on the crazy pre-Christmas shopping hype and massive crowds, but you can also shop for presents when sales are on (plus, who doesn’t love being super organised?!).

Have a plan of attack for when you do eventually hit the shops. There’s nothing worse than wandering aimlessly through the millions of people Christmas shopping. Make a list and only buy exactly what’s on there. Put a maximum price next to the gift so you don’t blow your whole budget on one present.

 

Stocksy_txp8ad439a3IWZ000_Small_117300

If you’re on the lookout for some DIY and low cost fun, here’s some cool, cheap gift ideas for family (no socks in sight):

  • Experience-based presents work a treat. Shout Dad a game of golf – the benefits are endless! You get him a rad present and you get to spend some quality time with your old man.
  • Get your creative pants on and invest in a candle-making kit to melt wax in old teacups or one-off vintage cups from St Vinnies. They look and smell delicious!
  • Bake all the things! Baking someone their favourite cupcakes or cookies will show how much you know them and they might just share the treats with you (hint hint)!
  • Notebooks and pens have come a long way since high school. Decorate pages of a diary with photos, quotes and reminders of the person you’re buying for and then they’ll be enjoying your present all year long.

Chocolate muffins on the table

Shop online! Some of the best / weirdest / most awesome presents can be found on the old world wide web. We’ve done the research and found some winners so you can shop around and save:

Whatever you do, remember Christmas is first and foremost about spending time with family and friends so don’t get too ‘wrapped up’ (Dad joke in the spirit of this article) in the money side of things.

 

The information in this blog post is general information only and does not take into account your objectives, financial situation or needs. The information in this blog post is not intended to imply any recommendation, endorsement or opinion by Nimble about any financial or non-financial product. Nimble does not recommend or advise on the suitability of a product or suggest or imply a recommendation to buy, sell or hold a particular product. This blog post is for information purposes only.

Tips for a great road trip on a budget

Going on a road trip is a classic travel archetype that many people dream of doing. Packing up your belongings to fit in a car and hitting the open road can be a spirited and freeing way to see the place you’re in. While often a more economical travel method, costs can still be high and with rising petrol prices, costs can be downright exorbitant. Here are a few tips on having the best possible road trip while sticking to a budget.

Use applications

While this seems like it may defeat the purpose of unplugging and driving along the country, there are so many different (and useful!) applications for finding free camping, attractions and cheap petrol. You can also use these to map out traffic patterns so that you can avoid detours or traffic jams (did we mention saving money on petrol?). Wiki camps is a great application that tells you the closest picnic grounds, camping, even BBQ sites nearby that cost little or no money. The technology is there, you just need to use it to save yourself some time and money while you’re hitting the road.

Go green and go reusable

In addition to leaving less of a carbon footprint in the world, using reusable tools at home will save you lots of expenses in the long run. If you can, purchase a water bottle with a built in filter so that you can fill up wherever you are. Bring along your favourite reusable coffee cup (hello KeepCups) so you can cut down on cardboard while you get your caffeine hit. Definitely scrap the paper plates and plastic utensils and bring a picnic set for each person in the car.

Picnic for twoBuy food, keep food

Always keep food in the car so that if hunger strikes, you don’t necessarily have to eat at the petrol station, unintentionally wasting money on food that probably won’t be the best anyway. Every time you are near a grocery store, just restock these items and you’ll always have something to nibble on in the car. The best non-perishable items for road trips are: cereal, dried fruit, peanut butter, wraps, bread, canned tuna, pasta, couscous, or the old faithful, trail mix and nuts.

Don’t waste fuel!

Petrol is probably going to be your biggest cost next to accommodation and there are so many ways you can prevent wasting fuel in your car:

  • Be sure your tyres are properly inflated. Slightly deflated tyres can decrease fuel mileage.
  • Pack light. The more weight in your car, the worse your mileage will be.
  • Maintain a steady speed. Use cruise control on the highway to help maintain consistent speed.
  • Avoid rapid acceleration and braking, which uses more fuel.
  • Park your car and walk whenever possible if you want to explore an area.

By following just a couple of these tips you can make your road trip friendly to almost any budget. A cheap road trip is on the horizon – just be responsible, plan carefully, budget your money and you will have a truly enriching experience. Oh, and don’t forget to make a playlist…music is of great importance!

Will Norquay is part of the team at Stayz. He’s a  great travel and photography lover. He likes to discover new places and eateries around Australia and share his experiences and stories with other travellers.

The Nimble Member Survey Winners

Thanks to over 9,000 of you (wow!) for taking the time to fill out our Nimble Member Survey in June.

We love hearing about how you like to spend your money, what makes you tick and how Nimble can make your life easier.

We love surveys because it’s an easy way to check in with our members and make sure we’re constantly delivering a great Nimble experience.

We recently asked a group of our members to tell us a bit more about why they like using short term loans and what sets Nimble apart from competitors. We received some great responses!

To sweeten the deal, we even gave away 2 x $500 Flight Centre vouchers and 8 x Coles Myer vouchers to our lucky members who gave us the best answers to, “What one message would you give to government around the regulation of short term loans?”

Here’s what our winners had to say:

“Short term is climbing Mt Kosciusko and long term is Mt Everest. Keep it small, manageable and realistically achievable.”

– Rebecca H, NSW

 

“People run into unforeseen financial issues from time to time. Short term loans, when understood, are a viable option to bridge the gap.”

– Jared M, NSW

 

“Let people feel the responsibility of repaying at a manageable rate rather than take out credit cards that spiral out of control.”

– Laura E, VIC

 

“The cost of living in Sydney is becoming hard enough as it is, life throws curveballs and unexpected bills.”

– Matthew H, NSW

 

“Short term loans help out families in a short, one off unexpected situation. These loans are easy to manage and paid off faster.”

– Morgan E, NSW

 

“Perhaps offer people financial counselling if there is an identified pattern of a person taking out short term loans.”

– Amanda A, VIC

 

“Make them as transparent as Nimble. Ensure all charges as repayment costs are upfront and clear.”

– Nyssa M, SA

 

“Provide young people with education around managing finances rather than restricting people’s choices.”

– Kamal M, NSW

 

“Less debt and easy to repay in full. It’s quick and easy. This should be the new way of the credit card.”

– Gabrielle P, QLD

 

“I’d make sure there is more regulation so that people can’t get several short term loans from different places at the same time.”

– Zoe T, NSW

 

A huge thanks to everyone who completed our survey.

Stay tuned for more opportunities to get involved!

Are You Rego-Ready?

What do all Australian car owners have in common?

Well, that’s easy. It’s that pesky car rego bill that finds itself in our mailbox every six to twelve months.

Here at Nimble, we see a lot of our customers get caught short each time their rego payment rolls around. It seems like the last one was only just paid, right?

So, let’s talk about it. What are we actually paying all this money for and is there a way to make sure we’re not caught off guard when it’s rego time?

What does ‘rego’ even mean?

In Australia, every vehicle that drives on the roads is required by law to be registered. Getting your car registered proves it’s roadworthy, that it belongs to you and allows the car to be identified quickly.

Another requirement by law is that your vehicle must be covered by Compulsory Third Party (CTP) Insurance.

In most states and territories there is only one approved provider of CTP insurance, however NSW and QLD give car owners a choice in this department. Premiums depend on the type of vehicle and who will be driving it.

The exact fees that cover the above differ pretty substantially from state to state, but generally it is broken down into:

  • A standard registration fee (this is your contribution to helping keep the road maintenance underway),
  • A fee for your CTP insurance,
  • An admin fee.
  • Extra charges can depend on if you have a specialised number plate or if you have a heavy or specialised vehicle.

Check out the info provided by your State or Territory Government for more facts and figures.

Our Top Tips for being Rego-Time-Ready

1. Does your bank offer sub-accounts?money in a money box, notes and coins, Australian

Create a sub-account that is called “Rego Savings”. Or “Sneaky Rego Bill”. Or “Unexpected, annoying. pain-in-the-butt car rego”. (You probably can’t use that many words.)

Seriously though, most banks allow you to open a sub-account to your main account. It’s not a whole new account with a whole new set of fees – it’s just an area where you can set aside money for things like, you know, your rego.

Give your bank a call and organise that sub-account today.

2. A ‘Piggy Bank’ called Reg.

Now that you’ve opened a new sub-account, make it your virtual piggy bank. Aussies are increasingly going cashless so the good old fashioned jar in the cupboard is becoming trickier to fill.

It’s about time we took the piggy bank online. Log on to your internet banking once a day and transfer any “change” into your sub ‘piggy bank’ account rounding your balance to dollar figure. Do this everyday and watch those leftover cents turn into dollars, and in a years time most of your rego could be sorted.pizza_square

3. Rego due this month? Time to say no to eating out.

It’s OK to say ‘no’ sometimes. Especially when it’s saying ‘no’ to going out for dinner every night when your rego is due this month. Suggest that your friend cooks you dinner instead? And promise that you’ll do the same for them when it’s their rego month. What are friends for, anyway?

4.What costly things are you subscribed to?

Music subscription? TV? Magazines? Maybe you don’t really need that subscription? Maybe you’ve forgotten that you even had that $13.00 coming out of your account each month. Well, hate to point out the obvious – but there’s a good chunk of your rego right there.

5. Put your wheels to work!

For the many of us who commute to work on a daily basis, rego can be a right little pain especially since our car spends more time in the garage than on the road. Why not put your wheels to work and pay its rego for itself?

How on earth you might ask… well today thanks to the innovative startups in the sharing economy, you can rent your car out while you’re at work or away. Check out DriveMyCar where you can earn $800 per month or more. They calculate the amount you earn from renting your car according to its market value and estimate a return of 42% if rented for a year!

We’ve blogged about the sharing economy before and how you can make some extra money.

Check it out here for even more creative ways to save for your rego.

6. Do you even need a car??

Live in the city? Or work from home? Or close to public transport? Have you ever thought about ditching the car all together?

Imagine having no car and none of the costs that come with it ie. never worrying about the dreaded rego again! Just you, a bicycle and the wind in your hair.

 

Did you find this info about rego helpful? We’d love to hear your feedback –  just comment below.

 

Information current as at July 2015.
The information in this blog post is not intended to imply any recommendation, endorsement or opinion by Nimble about any financial or non-financial product. Nimble does not recommend or advise on the suitability of a product or suggest or imply a recommendation to buy, sell or hold a particular product. This blog post is for information purposes only.

25 Ultimate Cheap Eats in Sydney

We recently teamed up with The Urban List to bring you a mouth watering list of the ultimate cheap eats around the city. You’re welcome!


Some may call it thrifty, others may call it tight-assery, but there’s something to be said about a Sydney restaurant that leaves you full, satisfied, and with some dollars in your pocket.

Whether you’re scrambling for change before payday (found a gold coin? Good on you!) or simply don’t want to spend more than $20 on a meal, we’ve found some of the best cheap eats in Sydney.

  1. Hong Ha, Mascot – Sure, you may have to wait in line but it’ll be worth it when you get your hands on one of Sydney’s best banh mis.
  2. Paul’s Famous Hamburgers, Sylvania – This is Sydney’s iconic burger joint. For under $10 you can get stuck into a burger with the works – It’s messy, so stock up on serviettes.
  3. Gyradiko, Bexley – Put fries in anything and we’re happy campers. The gyros here will give you change for a tenner, leaving you enough money for a soft drink. Win!
  4. Duy Linh, Cabramatta – This vegetarian Vietnamese restaurant has over 100 delicious menu items, most of which are under $13.
  5. Soda Factory, Surry Hills – Head into this Sydney bar on Tuesdays for $1 hot dogs. Yes, one dollar! This is Sydney cheap eats at its almost cheapest.
  6. Chubby Girl’s Bunz Shop, Ultimo – Yes, yes, it has a funny name, but it also has tasty, tasty $1.50 beef, pork and vego bunz.
  7. Sea Bay, CBD – A go-to dinner option when you want to catch up for dinner and drinks (BYO is free) but don’t want to spend a fortune. Our tip: order the fried dumplings.
  8. Lucky Pickle, Surry Hills – $10 will get you a wonderfully fresh roll filled with all manner of tasty ingredients.
  9. Old Mate, Surry Hills – A new Sydney café offering up $9 sourdough sandwiches. For $2 extra, you can get a coffee too!
  10. The Gretz, Enmore – This inner west bar serves a mean shrimp roll. Coming with a side of potato chips, this bad boy will only set you back $15.
  11. Bake Bar, Alexandria – Newly opened and already popular with the locals, grab a sandwich and a little potato and mushroom pastry for fun (only $2).
  12. Ramen Ikkyu, Haymarket – Slurp your way through one of Sydney’s best bowls of ramen in this nondescript food court.
  13. The Yeeros Shop, Marrickville – The lamb yeeros is juicy and tender and will set you back less than $10. Pro-tip: save some room for the fries!
  14. An Restaurant, Bankstown – There’s nothing like a comforting bowl of pho to make you forget you’re low on cash.
  15. Don Don, Darlinghurst – This classic cheap and cheerful Sydney Japanese restaurant serves up simple rice and noodle dishes, and their fresh made hand rolls are some of the best (and cheapest) we’ve had!
  16. Suzie Q, Surry Hills – For lunch on the go, pick up a take away sandwich from Suzie Q. They change regularly, so you won’t be stuck with the same old sambo every day.
  17. Sushi Rio, Haymarket – A favourite sushi train of The Urban List crew, most plates are a wallet friendly $3 meaning you can stuff your face with as much grilled salmon nigiri as you can afford.
  18. Out of the Blue, Clovelly – This Sydney burger joint brings you big, big burgers. You will end up messy, but that’s okay – you can just jump in the ocean afterward to wash off all that burger residue.
  19. Mr Bao’s Buns, Bondi Farmers Markets and Glebe Markets – Ohh Mr Bao, your pillowy soft buns are the kinds of things we dream of at night (get your minds out of the gutters, people).
  20. Ito’s Malaysian, CBD – For your fix of authentic Malaysian food in the city, Ito’s Malaysian do a mean laksa and Hainanese chicken rice (yes, we know it’s more Singaporean, but it’s still good).
  21. Beach Burrito, Bondi – A big, delicious burrito is always a good idea. If you’re feeling a little more cashed up, splash out and add guac – it’s always worth it.
  22. Sushi Suma, Surry Hills – Known for their big serves, this Japanese restaurant in Surry Hills is always full. Order a massive combination set for less than $20, BYO wine, and call it a night.
  23. Baker Bros, CBD – Smashed avo that costs more than $10 should be outlawed. Fortunately, the smashed avo with tomato and Danish feta at Baker Bros costs only $9 and tastes damn good, too.
  24. Bay Ten Espresso, North Sydney – A small menu with small prices. Pick up a sandwich for lunch for an even ten – we love the salami sandwich made with their special onion relish.
  25. Tim Ho Wan, Chatswood – Michelin starred food on a budget. Load up on dumplings and still have money for the train ride home.

25 Ultimate Cheap Eats in Brisbane

We recently teamed up with the team at The Urban List to bring the great people of Brisbane a list of Ultimate Cheap Eats. Eating cheap doesn’t mean eating nasty!


By now you’ve probably noticed our dedication to sourcing Brisbane’s cheapest eats is bordering on unhealthy, but there’s a good reason. Every week (following our usual bender of Beluga caviar and Kobe beef) we find our appetites whetted for splendid repasts but with barely enough loose change to hit up Maccas. Not willing to drop the palatable standards to which we’ve grown accustomed, us valiant few have braved the menus of every reputable (and non-reputable) thicket of Brisbane’s foodie wilderness to forage for sustenance that is both wallet and tooth friendly.

The struggle is real.

Fortunately Brisbane’s jazziest restaurateurs have rewarded our tenacity and kindly dotted their menus with utterly delicious and satisfying meals that save us from burrowing into our shoe budgets.

Here are our picks of Brisbane’s ultimate cheap eats: delicious feasting that costs less than the cab fare home:

  1. $1 oysters from Iceworks.
  2. Heya Bar‘s Cheeseburger Spring Rolls, $4 each.
  3. La Vosh’s Breakfast Bagel with bacon and egg, $6
  4. Chur Burger’s Baja Fish Tacos with jalapeño mayonnaise and cucumber salsa, $7
  5. Pork Xiao Long Bao from the Fat Dumpling, $8
  6. Four Cheese Jaffle from Spring’s tuckshop with cheddar, mozzarella, Jahlsberg and brie, $7
  7. The Bun Mobile‘s Wagyu Bun with pickled shitake mushrooms and Red Dragon sauce, $8
  8. Kiss the Berry’s original Açai Blend Bowl, $9
  9. Gelato-Filled Brioche from La Macelleria, $9
  10. Mrs. Luu’s Roast Pork Bahn Mi, $9
  11. Red Hook’s NYC Dog: cheese Kransky, BBQ onion, American pickle and crispy fried shallot, $9
  12. Bread and Meat Co.‘s Beef Brisket Dip Sandwich, with horseradish aioli and jus, $9.50
  13. NYA Curry with pork or chicken from Motto Motto, $9.50
  14. $10 Peking Duck Pancakes at Sichuan Bang Bang
  15. Miss Kay’s Cheeseburger, $10
  16. Trang’s Rare Beef Pho, $11.90
  17. PJ’s Steaks‘ Chilli Cheesesteak Hoagie: American-style chilli with beans, Wagyu beef, jalapenos, and fried onions, $13
  18. Lamb Souvlaki and Salad from the Little Greek Taverna, $15
  19. Lock ‘n Load‘s Green Eggs and Ham with pancetta and poached eggs, $16
  20. 2-for-1 Parmys at The Flying Cock on Wednesdays, $19.99 for two.
  21. All Day Big Breakfast at the Regatta’s Street Café, $18.90
  22. Pork Banh Mi with apple chilli sauce at Wham Bam Banh Mi, $9
  23. Tippler’s Tap: 5 sliders for $20
  24. Half a Jamaican chicken from Jahh Tiger, $22
  25. Kinkawooka Mussels steamed with chorizo, chilli, and cherry tomatoes from the Fox Hotel’s Fish Lane Bistro, $25

25 Top Breakfast Spots in Melbourne

We recently teamed up with the crew at The Urban List to bring the awesome people in Melbourne a list of the city’s ultimate cheap breakfast spots. Keep scrolling and prepare to drool:


We love a bargain breakfast here at The Urban List HQ, and word travels fast when one of our team has discovered a top brekkie spot that does a delicious meal for under $10. To help you stay smart with your cashola, we’ve compiled 25 of the city’s top breakfast cheap eats from some of the best restaurants and cafes in Melbourne—go forth and save, people!

1. Breakfast deal, $10, George St Café | East Melbourne

This cute corner café does a great weekday deal before 10am. You earlybirds can get scrambled eggs, bacon, toast and a kickass coffee for only $9.90.

2. $10 Takeaway Menu, St Edmonds Café | Prahran

The entire St Edmonds $10 takeaway menu is great, but we especially love the smashed avocado on toast with tomato, feta, radishes and chives—one of the best cafes in Melbourne for a healthy start to the day!

3. Yoghurt Jar, $8, Grace café | Fitzroy

One of our favourite hidden gems, Grace café in Fitzroy serves a delicious yoghurt jar with home made coulis, toasted muesli, goji berries & cacao nibs for $8. Bargain!

4. Raison Bagel with the works, $7, Manchester Press | Melbourne CBD

Calling all bagel fans! At $7, the raison bagel with mascarpone and jam at Manchester Press comes with our stamp of approval, and the coffee ain’t bad either.

5. Bircher Muesli, $10.50, Pavlov’s Duck | Fitzroy

It’s worth shelling out that extra fifty cents above the $10 mark for Fitroy café Pavlov’s Duck’s bircher muesli with natural yoghurt, poached plums, toasted coconut and mint, which is $10.50 a pop.

6. Banana Bread, $6.50, The Joinery | Elwood

This toasted banana bread is perfect with some butter, plus their Supreme coffee is only $3.30 a cup!

7. Cashew chocolate bagels, $7.50, Union St Brewers | Brunswick

This hidden gem does a cracking line of bagels, and you get TWO per serving!

8. Breakfast BLT, $9, The Banff | St Kilda

This St Kilda Breakfast BLT is legendary—smoked bacon, rocket, tomato and aioli on Turkish bread, all for only $9.

9. Fruit toast with lemon and vanilla ricotta, $8, Kinfolk | Melbourne CBD

Kinfolk is one of the best cafes in Melbourne for a CBD snack. Their fruit toast comes from Dench Bakery in North Fitzroy, and their strawberry compote is only a dollar more. Delish.

10. Ricotta hotcakes with rhubarb and poached strawberries, $10, Cornershop | Yarraville

The title says it all.

11. Bacon and egg brioche roll, $7.50, Piccolo | Prahran

This comes packed with cheese, bacon, egg and chutney—such a great flavour combo, we could eat these for breakfast, lunch and dinner!

12. Toasted pide, $9, Small Block | East Brunswick

Enjoy a vego breakfast of roast pumpkin, pesto, feta and fresh spinach—a healthy start to any day.

13. Peanut butter cookie sandwich, $4.50, North Carlton Canteen | North Carlton

Alright, so this isn’t the most nutritious breakfast, but the peanut butter cookie sandwiches at North Carlton Canteen are PERFECT if you need a sugar hit to chomp on with a coffee.

14. Fruit salad with honey and yoghurt, $10, Yellow Bird café | Windsor

Fresh, tasty and natural…A good option for you clean eating folk.

15. House Crumpets, $7, Hortus | Docklands

These Dr Marty’s crumpets come served with espresso butter and espresso infused caramel sauce, all made with Seven Seeds coffee. Yum.

16. Banana bread with yogurt and strawberries, $8.50, Sourdough Kitchen | Seddon

The yoghurt that tops this toasted banana bread is lemon-infused, giving its sweetness a perfect citrus kick!

17. Home-made Bircher, $9, Roller Door Café | West Melbourne

Nothing beats home-made bircher with natural yoghurt, honey and cinnamon nuts. Extra almonds, please!

18. Brown rice porridge, $9, 1000£ Bend | Melbourne CBD

If you need something to keep you going all day, the brown rice porridge with toasted sesame seeds, cinnamon sugar and doris plums at CBD favourite 1000£ Bend is a winner.

19. Steamed egg with Vegemite soldiers, $9.50, Mr Tulk | Melbourne CBD

A nostalgic classic. Need we say more?

20. Breakfast Quesidilla, $9, Brighton Soul Espresso | Brighton

Start your day with this tasty ham and cheddar quesadilla, which comes with spicy relish. If you’re really scrimping or aren’t in need of a big feed, you can get a half-slice for $5 too. Easy!

21. Vanilla Porridge, $8.70, Finn | St Kilda

Tuck into Finn’s deliciously creamy vanilla porridge with honey, sultanas, banana and pepita seeds—the perfect clean-eating fuel for your day.

22. Breakfast Roll, $9.50, The St Kilda Dispensary | St Kilda

If you’re a hollandaise sauce fan, you need to get your hands on this tasty roll, which comes stuffed full of bacon, egg, rocket and a hefty portion of that buttery sauce of dreams.

23. Mushroom Bagel, $8, Pocket Café | North Melbourne

A whole baked mushroom comes on this bagel, which is served with a fried egg, feta cheese and rocket, making it one of the best vegetarian breakfasts in Melbourne for less than a tenner.

24. Fresh pastries, various prices, Boundary Espresso | Preston

Sometimes we simply can’t resist starting the day with a cherry-filled Danish, no matter how good we’re trying to be! Boundary Espresso (one of the best cafes in Melbourne if you’re in the more northernly northern suburbs) keeps a range that are all worth trying.

25. Anywhere in Centre Place | Melbourne CBD

Situated adjacent to Degraves Street, Centre Place is home to many a cheap brekky find. Have a wander and see what takes your fancy—we’re sure you’ll find something delicious that’ll only cost pocket change!